Most often if affection/love is mutual, the “talk” will happen naturally.
When you start to discuss bigger matters with the person you are dating, you are in essence letting them know that you are thinking further down the road. Sure, it's hard to have the "condom conversation." But if you can't talk about safer sex with someone, do you really want to invite that person inside your body? If you're single and sexually active, or in a non-exclusive relationship, please insist on your partner using condoms.Money is a heavy topic, so give yourself some time to get deeper into the courtship.Talk about whether or not going to dinner tonight fits within your budget, for example.Being willing to go to bed with you without protection indicates that he/she did that with other partners, and they did it with their other partners, and so on.